Top line decelerating.
+8.6% YoY versus +15.9% prior. 3y CAGR +8.2%.
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Financial Services · Market Cap: $12.9B
Fundamentals as of 2026-03-31
The Question
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
Concerns — Fidelity National Financial, Inc.'s 8.7% ROE is below sector median.
Financial story
Concerns — Fidelity National Financial, Inc.'s 8.7% ROE and 11.79 debt-to-equity warrant a closer look at the underlying business.
Bottom line: FNF currently has no legendary investor models qualifying — see /stock/FNF/valuation for the per-model breakdown, but earns a D sector grade (30/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
FNF is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 6 legendary investor models rate FNF a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Fidelity National Financial, Inc.'s fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
FNF trades at 17.9x earnings. Sector context and per-investor signals are in the valuation tab.
FNF and RNR differ on P/E, ROE, and revenue growth. See the full FNF vs RNR compare matrix.
Investor verdicts for FNF are listed in the valuation tab. Per-model fair value and reasoning are in the valuation tab.
How does FNF compare?
+8.6% YoY versus +15.9% prior. 3y CAGR +8.2%.
+8.6%Net margin 4.2% versus 9.5% prior (−5.4pp). Operating 9.9%.
4.2%P/E 16.8x — 7% above the 5y median of 15.7x. Forward 8.9x hints at EPS expansion next year.
16.8xSee exactly where FNF ranks
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Sign in to see the rankingFNF sits at #147 in Financial Services with a D grade (30/100).