Top line contracting.
−1.8% YoY versus −2.5% prior. 3y CAGR −3.7%.
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Financial Services · Market Cap: $39.2B
Fundamentals as of 2025-12-31
The Question
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
2 of 2 legendary models say AVOID AIG.
What would legendary investors pay for AIG?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Concerns — American International Group, Inc.'s 7.5% ROE is below sector median.
Financial story
Concerns — American International Group, Inc.'s 7.5% ROE and 2.92 debt-to-equity warrant a closer look at the underlying business.
Bottom line: AIG splits the legendary models — 0 BUY, 2 HOLD, 0 AVOID, but earns a D sector grade (34/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
−1.8% YoY versus −2.5% prior. 3y CAGR −3.7%.
−1.8%Net margin 11.6% versus −5.1% prior (+16.7pp). Operating 14.5%.
11.6%P/E 11.9x — 11% above the 5y median of 10.7x. Forward 9.2x hints at EPS expansion next year.
11.9xHow does AIG compare?
AIG is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 2 legendary investor models rate AIG a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Average fair value across qualifying models: $72. See the per-investor fair-value table in the valuation tab.
AIG trades at 14.0x earnings. Sector context and per-investor signals are in the valuation tab.
AIG and MSCI differ on P/E, ROE, and revenue growth. See the full AIG vs MSCI compare matrix.
Buffett and Marks evaluate AIG against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
See exactly where AIG ranks
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Sign in to see the rankingAIG sits at #145 in Financial Services with a D grade (34/100).