GROWTH
Top line accelerating.
+15.0% YoY versus +8.6% prior. 3y CAGR +32.7%.
+15.0%
White Mountains Insurance Group, Ltd. WTM
Financial Services · Market Cap: $5.0B
$2013.36▲ 9.87 (0.49%)
Fundamentals as of 2026-03-31
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Financial Services · Market Cap: $5.0B
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
2 of 2 legendary models say BUY WTM.
What would legendary investors pay for WTM?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Bottom line: WTM is rated BUY by all 2 legendary models, 65% below avg fair value $5827, but earns a B sector grade (66/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
Yes — White Mountains Insurance Group, Ltd.'s 19.4% ROE ranks above the S&P 500 median, and D/E 1.04 stays within healthy bounds.
Financial story
Yes — White Mountains Insurance Group, Ltd.'s 19.4% ROE shows strong capital efficiency, and its 1.04 debt-to-equity stays within healthy bounds.
+15.0% YoY versus +8.6% prior. 3y CAGR +32.7%.
+15.0%Net margin 40.9% versus 9.8% prior (+31.1pp). Operating 49.1%.
40.9%P/E 5.1x — 43% below the 5y median of 8.9x. Forward 17.5x signals EPS contraction next year.
5.1xWTM's P/E ratio is 5.2x. 5-year P/E history is in the financials tab.
2 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
WTM's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
WTM is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
2 of 2 legendary investor models rate WTM a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Average fair value across qualifying models: $5827. See the per-investor fair-value table in the valuation tab.
How does WTM compare?
See exactly where WTM ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingWTM sits at #4 in Financial Services with a B grade (66/100).
