GROWTH
Top line decelerating.
+24.1% YoY versus +28.3% prior. 3y CAGR +31.1%.
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All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
Bottom line: TOST currently has no legendary investor models qualifying — see /stock/TOST/valuation for the per-model breakdown, but earns a C sector grade (49/100) in Technology. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
The Question
Yes — Toast, Inc.'s 20.7% ROE ranks above the S&P 500 median, and D/E 0.55 stays within healthy bounds.
Financial story
Yes — Toast, Inc.'s 20.7% ROE shows strong capital efficiency, and its 0.55 debt-to-equity stays within healthy bounds.
+24.1% YoY versus +28.3% prior. 3y CAGR +31.1%.
+24.1%Net margin 5.6% versus 0.4% prior (+5.2pp). Operating 5.0%.
5.6%P/E 37.9x — 34% below the 5y median of 57.8x. Forward 18.3x hints at EPS expansion next year.
37.9xHow does TOST compare?
0 of 6 legendary investor models rate TOST a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Toast, Inc.'s fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
TOST trades at 38.5x earnings. Sector context and per-investor signals are in the valuation tab.
TOST and TYL differ on P/E, ROE, and revenue growth. See the full TOST vs TYL compare matrix.
Investor verdicts for TOST are listed in the valuation tab. Per-model fair value and reasoning are in the valuation tab.
TOST's P/E ratio is 38.5x. 5-year P/E history is in the financials tab.
See exactly where TOST ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingTOST sits at #88 in Technology with a C grade (49/100).
