GROWTH
Top line accelerating.
+56.1% YoY versus +11.1% prior. 3y CAGR +32.2%.
+56.1%
Sumitomo Mitsui Financial Group, Inc. SMFG
Financial Services · Market Cap: $97.7B
Live price unavailable
Fundamentals as of 2026-03-31
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Financial Services · Market Cap: $97.7B
Live price unavailable
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
Bottom line: SMFG splits the legendary model — 0 BUY, 1 HOLD, 0 AVOID, but earns a C sector grade (56/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
Mixed — Sumitomo Mitsui Financial Group, Inc. has 16.5% ROE but D/E 19.80.
Financial story
Mixed — Sumitomo Mitsui Financial Group, Inc.'s 16.5% ROE is strong, but its 19.80 debt-to-equity is elevated.
+56.1% YoY versus +11.1% prior. 3y CAGR +32.2%.
+56.1%Net margin 16.4% versus 12.2% prior (+4.2pp). Operating 23.0%.
16.4%P/E 5.6x — 10% below the 5y median of 6.2x. Forward 0.1x hints at EPS expansion next year.
5.6xHow does SMFG compare?
Sumitomo Mitsui Financial Group, Inc.'s fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
SMFG trades at 5.3x earnings. Sector context and per-investor signals are in the valuation tab.
SMFG and ICE differ on P/E, ROE, and revenue growth. See the full SMFG vs ICE compare matrix.
Lynch evaluates SMFG against his respective frameworks. Per-model fair value and reasoning are in the valuation tab.
SMFG's P/E ratio is 5.3x. 5-year P/E history is in the financials tab.
Investor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab.
See exactly where SMFG ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingSMFG sits at #33 in Financial Services with a C grade (56/100).
