Top line contracting.
−7.0% YoY versus +5.6% prior. 3y CAGR +10.0%.
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Financial Services · Market Cap: $95.4B
Live price unavailable
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
Concerns — The PNC Financial Services Group, Inc.'s 11.3% ROE is below sector median.
Financial story
Concerns — The PNC Financial Services Group, Inc.'s 11.3% ROE and 8.48 debt-to-equity warrant a closer look at the underlying business.
Bottom line: PNC is flagged as overvalued by the 1 legendary model, but earns a C sector grade (53/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
−7.0% YoY versus +5.6% prior. 3y CAGR +10.0%.
−7.0%Net margin 22.1% versus 17.5% prior (+4.7pp). Operating 27.1%.
22.1%P/E 13.3x — 3% above the 5y median of 12.8x. Forward 12.4x hints at EPS expansion next year.
13.3xPNC and ICE differ on P/E, ROE, and revenue growth. See the full PNC vs ICE compare matrix.
Buffett evaluates PNC against his respective frameworks. Per-model fair value and reasoning are in the valuation tab.
PNC's P/E ratio is 12.6x. 5-year P/E history is in the financials tab.
Investor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab.
PNC's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
PNC is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
How does PNC compare?
See exactly where PNC ranks
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Sign in to see the rankingPNC sits at #58 in Financial Services with a C grade (53/100).